well after close to a year of procastination i've finally decided to open a roth ira and save for my future. i realized i've been spending way too much money on toys i really don't need and this is a good start to help me to save money for bigger things in the future.

i stumbled upon this site while doing some research and i feel pretty good about what i've read thus far.

i took the leap tonight and am waiting for my bank account to clear the money transfer. i am excited for this new year.

cng